Monday, September 23, 2013

A Guide to Personal Loans: A Guest Post

A guest post by Jay Wilner

Being part of a military family has got to be such a challenge. Although I have never been in a military familiy, I can only imagine the stress and challenges that come with a spouse being in the military. Besides all the difficulties of running a family when your significant other is deployed, you have to manage your your household, take care of your children and ensure your family budget stays on track.

To help your military family stay on financial track, I thought it would be helpful to put together a "round-up", or compilation of resources about personal loans, how they are structured, how to shop for lenders and other tips. That way, you have that information available when you looking for a financial partner for your household. I also includes some other resource types including Twitter users and some useful tools.

Personal Loan Basics

Here are some resources that provide you lists of resources and pages about the basics of personal loans. I tried to make sure most of these resources were recent (within the past year).

Heavy Hitter Twitter Users

Try using Twitter as a precise way of getting relevant, instant tips and up to date information about personal loans and finance. Here are some of the most influential (high social authority) Twitter users.

Lists of the Top Personal Finance Blogs

In addition to following the top Twitter users, here are some lists of the 'top' personal finance bloggers. Check out these blogs and if you like them, use one of the main RSS readers to keep up on everything you need to know about personal loans and financial management.

Mr. Jay Wilner is managing partner at Out of Bounds Communications, a digital marketing agency based in Kansas City. He writes on a variety of financial, military and technology topics. He wrote this article on behalf of SET Financial, an up and coming community financial lender based in Fort Mill, SC.

25 comments:

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Monca Roland said...

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albina N muro said...

To help your military family stay on financial track, I thought it would be helpful to put together a "round-up", or compilation of resources about personal loans. credit card rates

Paul said...

This is definitely a helpful post. Loans are usually present in families and I know it's quite hard knowing it but it's a big help. If you want to be more comfortable with your loans and debts, you might want to seek advice from national debt relief program. They had helped me, too.

David Peacock said...

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Allan Horian said...

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Neil Hunta said...

Here your information about personal loan basics are really very helpful for me.Because i also want to get Personal loan.Thanks for your posting it here.Hope you will update us form this type of stuff.

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Ciaran Sheridan said...

We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
2. Total Face Value: 10M MIN to 50B MAX USD or Euro
3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
4. Age: One Year, One Day
5. Leasing Price: 4+ 1%
6. Sale Price: 32+2%
7. Delivery by SWIFT .
8. Payment: MT103-23
9. Hard Copy: Bonded Courier within 7 banking days.
If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
Name : Ciaran Sheridan
E-mail : ciaransheridan453@gmail.com
Skype id : ciaransheridan453@gmail.com

BEST OFFER BG/SBLC FOR LEASE OR SALE said...

We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
2. Total Face Value: 10M MIN to 50B MAX USD or Euro
3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
4. Age: One Year, One Day
5. Leasing Price: 4+ 1%
6. Sale Price: 32+2%
7. Delivery by SWIFT .
8. Payment: MT103-23
9. Hard Copy: Bonded Courier within 7 banking days.
If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
Name : Robert O'Sullivan
E-mail : osullivanr225@gmail.com
Skype id : osullivanr225@gmail.com

amar mane said...

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Fred Stones said...


I am a direct Mandate to a genuinely renowned Investment Finance Company and providers offering Financial Instruments such as BG/SBLC/MTN/LC/DLC on Lease and Sale at the best rates and with the most feasible procedures. Instruments offered can be put in all forms of trade and can be monetized or discounted for direct funding. We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions.

With our financial/bank instrument you can establish line of credit with your bank and/or secure loan for your projects in which our bank instrument will serve collateral in your bank to fund your project.

We deliver with time and precision as set forth in the agreement. Our terms and Conditions are reasonable and we work directly with issuing bank lease providers, this instrument can be monetized on your behalf for upto 100% funding. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

All relevant business information will be provided upon request.
BROKERS ARE WELCOME & 100% PROTECTED!!!


Kindly contact for genuine inquiries and I can provide you with the needed information.



Contact : fred stones
Email: premiumfinanceserviceltd@gmail.com
Skype: fredforrealasurance403

Fred Stones said...


I am a direct Mandate to a genuinely renowned Investment Finance Company and providers offering Financial Instruments such as BG/SBLC/MTN/LC/DLC on Lease and Sale at the best rates and with the most feasible procedures. Instruments offered can be put in all forms of trade and can be monetized or discounted for direct funding. We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions.

With our financial/bank instrument you can establish line of credit with your bank and/or secure loan for your projects in which our bank instrument will serve collateral in your bank to fund your project.

We deliver with time and precision as set forth in the agreement. Our terms and Conditions are reasonable and we work directly with issuing bank lease providers, this instrument can be monetized on your behalf for upto 100% funding. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

All relevant business information will be provided upon request.
BROKERS ARE WELCOME & 100% PROTECTED!!!


Kindly contact for genuine inquiries and I can provide you with the needed information.



Contact : fred stones
Email: premiumfinanceserviceltd@gmail.com
Skype: fredforrealasurance403

Michael David said...

Are you looking for financing source like bank guarantee and sblc? Whether you are a new startup, medium or large establishment that needs a financial solution to fund/get your project off the ground or an established business looking for extra capital to expand your operations, our company renders all the credible and trusted bank guarantee provider who are willing to fund and give financing solutions that suits your specific business needs.
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LEASING FEE = 4% + 2%: MINIMUM and MAXIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M-20B


PURCHASING PRICE = 32% + 2% MINIMUM and MAXIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M-20B


Please contact for advise with full details for our financial solution services.

Michael David.
Contact Mail : riversfinancegroupplc@gmail.com

Michael David said...

I am a mandate to a Finance and Investment Company who is a premier provider of trade finance and project finance instruments as well as discountable bank instruments. We offer Genuine Bank Guarantees, Standby Letter of Credit, Pre Advice / RWA Messages, Documentary Letters of Credit, Bank Draft, Proof of Funds, Performance Bond, Medium Term Notes, and various SWIFT messaging services on lease and sale. We issue these instruments from prime banks, secondary banks, and financial institutions; and transmit SWIFT MT 760, MT 799, MT199, MT999 and other messages on behalf of our clients.

We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. Kindly contact for genuine inquiries and I can provide you with the needed information.


FOR LEASING OF BG/SBLC
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M-20B
LEASING FEE = 4% 2%

FOR PURCHASE OF BG/SBLC
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M-20B
PURCHASING PRICE = 32% 2%

Michael David.
Contact Mail : riversfinancegroupplc@gmail.com

Emerald Finance said...

We are project funder as well as financial lender. We have BG/SBLC specifically for BUY/LEASE at a leasing price of 4%+1% of face value Issuance by HSBC London, Barclays Bank and many other 25 top AA rated Banks. We also secure funding to facilitate and enhance your business and projects. Also We are into the provision of short term and long term business/personal loans for both small and large scale business funds.


FOR LEASING OF BG/SBLC

MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

LEASING FEE = 4%+1%


FOR PURCHASE OF BG/SBLC

PRICE = 32%+1%

MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

Intermediaries/Consultants/Brokers are welcome to bring their clients with healthy commissions paid and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

We will be glad to share our working procedures/DOA with you upon request to help us proceed towards closing deals effectively.

For further inquiry contact Us Via :

Email:- inquiry.emeraldfinanceltd@gmail.com

Skype :- emeraldfinanceltd@gmail.com

Rick Byrd said...

If you have bad credit and find yourself in a financial emergency then you might need to get yourself a bad credit personal loan.

BEST OFFER BG/SBLC FOR LEASE OR SALE said...

Finding a genuine provider of financial instrument is very challenging but we are certified Financial Instrument providers in Ireland. Presently, we only focus on BG/SBLC for Lease and Sale transactions. However, our Lease BG/SBLC is 4+2% and Sale at 32+2%.

Should you find this interesting and acceptable? Kindly, contact us and we shall review and respond with draft Contract/MOU within 48hrs maximum.

Please request for full procedure details if interested.

For further inquiry contact:
Name : Robert O'Sullivan
E-mail : osullivanr225@gmail.com
Skype id : osullivanr225@gmail.com

BEST OFFER BG/SBLC FOR LEASE OR SALE said...

Finding a genuine provider of financial instrument is very challenging but we are certified Financial Instrument providers in Ireland. Presently, we only focus on BG/SBLC for Lease and Sale transactions. However, our Lease BG/SBLC is 4+2% and Sale at 32+2%.

Should you find this interesting and acceptable? Kindly, contact us and we shall review and respond with draft Contract/MOU within 48hrs maximum.

Please request for full procedure details if interested.

For further inquiry contact:
Name : Robert O'Sullivan
E-mail : osullivanr225@gmail.com
Skype id : osullivanr225@gmail.com

Jamesterra said...

IQ FINANCE PLC provides a full financial planning service to both the commercial and domestic markets. At IQ FINANCE PLC we believe that financial planning is about two things: creating wealth and protecting wealth. These two objectives are at the heart of everything we do. And, as a member of IQ FINANCE Services, we give you a small-company service but with a large-company set up – the best of both worlds.

You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. Our terms and Conditions are reasonable.

Leasing Price : 4%+2%
Buying Price: 32%+2%

Contact us for more details on our terms and procedure of transaction.

WALSH SMITH, ROBERT
email : info.iqfinanceplc@gmail.com
skype: cpt_young1

Abdullah Moses said...

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